Pune based Chartered Accountancy firm
India-focused tax, audit, and compliance counsel for serious businesses.
Hozefa Zenul Ghasia & Associates helps entrepreneurs, professionals, MSMEs, and growing companies stay compliant, make informed financial decisions, and respond confidently to tax and regulatory matters.
- Practice areas
- Tax, GST, Audit, MCA
- Client desk
- Responsive follow-up
- Location
- Kondhwa, Pune
Compliance health
Filed. Reconciled. Reviewed.
Next priority
GST reconciliation
Review desk
Audit working papers
Documented checks, clean schedules, and timely closure.
CA
Professional judgement with practical execution
About the firm
A CA practice built around accuracy, accessibility, and business clarity.
Hozefa Zenul Ghasia & Associates provides taxation, audit, accounting, and financial advisory services from Pune, Maharashtra. The firm focuses on clear communication, disciplined documentation, accurate filings, and reliable support for both recurring compliance and important financial decisions.
Whether you are filing a return, handling GST reconciliations, preparing for an audit, setting up a new entity, or responding to a notice, the firm brings a structured method and a practical understanding of Indian business realities.
Founder profile
Led by a senior CA with more than three decades of audit, finance, risk, and operations experience.
Mr. Hozefa Ghasia
Mr. Hozefa Ghasia is a qualified Chartered Accountant, having qualified in 1987, and a B.Com. (Honours) graduate from the University of Mumbai. He also holds the Certified Internal Auditor (CIA) certification from the Institute of Internal Auditors and the Certified Information Systems Auditor (CISA) certification from ISACA.
Chartered Accountancy and income tax practice
Commenced independent professional practice in Mumbai, with focus on income tax matters and internal audit assignments with reputed CA firms.
Accounts, costing, audit, and business operations
Built early professional depth with National Paper Products Co. Ltd., followed by internal audit exposure through firms including Ashok Bhandari & Associates and Nisar & Kumar.
Power, steel, wind energy, automobile, and NBFC sectors
Handled assignments and roles connected with Essar Power, Essar Steel, Suzlon Infrastructure Services, Suhail Bahwan Automobiles LLC, and Shriram Finance Limited.
Large audit teams and multi-location operations
Served around 15 years with Shriram Finance Limited in internal audit, managing senior responsibilities, teams of up to 130 personnel, and operations across approximately 1,800 locations.
Internal Audit
Risk Assessment
Financial Controls
Taxation
Compliance
Operational Audits
Services
Comprehensive CA services for individuals, firms, and companies.
Income Tax Advisory
ITR filing, advance tax, capital gains, TDS/TCS compliance, scrutiny support, tax planning, and representation for individuals and businesses.
GST Compliance
GST registration, returns, input tax credit review, GSTR reconciliations, annual returns, refund support, and department notice handling.
Audit and Assurance
Statutory audits, tax audits, internal audits, stock audits, and control reviews with practical reporting and management-level observations.
Accounting and MIS
Bookkeeping, ledger review, bank reconciliation, financial statements, management reports, payroll coordination, and outsourced accounting support.
Company and LLP Compliance
Entity setup coordination, ROC filings, annual compliance, statutory registers, director KYC, and compliance calendars for founders and boards.
Business Advisory
Cash flow review, profitability analysis, reporting systems, budgeting, loan documentation support, due diligence support, and growth-stage financial guidance.
Why choose us
Designed for clients who value precision and personal attention.
Structured documentation
Every engagement is supported by clear information requests, records, workings, acknowledgements, and follow-up notes.
Deadline discipline
Compliance work is tracked with practical timelines so returns, audits, and filings do not become last-minute pressure.
Plain-language advice
Tax and regulatory matters are explained in business terms, with options, implications, and next actions made easy to understand.
Owner-level thinking
The firm supports not just filings, but better controls, cleaner books, sharper reporting, and decision-ready financial information.
Who we support
Practical support across common Indian business models.
Individuals and HNIs
Professionals and consultants
MSMEs and traders
Startups and founders
Service providers
Partnership firms and LLPs
Private limited companies
Real estate and contractors
Approach
A clear engagement flow from first discussion to final closure.
Diagnose the requirement
We understand your tax, GST, audit, accounting, or advisory need and identify documents, deadlines, exposure areas, and expected outcomes.
Plan the action
You receive a clear view of the work involved, information required, likely issues, dependencies, and timeline for completion.
Execute with review
The work is prepared, checked, filed, reported, or submitted with professional review and proper records for future reference.
Support after closure
We help with acknowledgements, notices, clarifications, records, and recurring compliance calendars so the matter does not disappear after filing.
Useful information
Compliance quick reference for business owners and finance teams.
Indicative general information as of May 2026. Due dates can change by notification, extension, category, turnover, state, or reporting status, so please verify before acting.
Income Tax
e-Filing Portal
ITR, forms, notices, AIS, tax payments
GST
GST Portal
Returns, payments, registration, notices
RBI
RBI Website
FEMA, FLA, ECB, master directions
RBI FLA
FLAIR Portal
Foreign liabilities and assets return
MCA
MCA Portal
Company and LLP filings
PF
EPFO Employer
ECR, challan, member and KYC services
ESIC
ESIC Portal
Employer contribution and compliance
SEBI
SEBI Website
LODR, circulars, regulations
Common recurring due dates
| Compliance | Usual due date | Who should track it |
|---|---|---|
| GSTR-1 monthly | 11th of succeeding month | Regular monthly GST filers |
| GSTR-1 quarterly / QRMP | 13th of month after quarter end | Quarterly GST filers |
| GSTR-3B monthly | 20th of succeeding month | Regular monthly GST filers |
| GSTR-3B quarterly / QRMP | 22nd or 24th of month after quarter end | Quarterly filers, depending on State/UT |
| EPF contribution / ECR | 15th of following month | EPFO covered employers |
| ESIC contribution | Within 15 days from month end | ESIC covered employers |
| Income tax return - non-audit cases | 31 July of assessment year | Individuals and other non-audit taxpayers |
| Income tax return - audit cases | 31 October of assessment year | Taxpayers requiring audit |
| Income tax return - transfer pricing cases | 30 November of assessment year | Taxpayers covered by Form 3CEB |
| RBI FLA return | 15 July every year | Entities with foreign assets or liabilities under FEMA |
| ECB-2 return | Within 7 working days from month end | Eligible ECB borrowers through AD bank |
| MGT-7 / MGT-7A annual return | Within 60 days from AGM | Companies under Companies Act, 2013 |
| Listed entity annual report | Before or at dispatch to shareholders | Listed companies under SEBI LODR |
Old regime vs new regime tax rates - Individual assessee below 60 years
New regime for FY 2025-26 / AY 2026-27
| Income slab | Rate |
|---|---|
| Up to Rs. 4,00,000 | Nil |
| Rs. 4,00,001 to Rs. 8,00,000 | 5% |
| Rs. 8,00,001 to Rs. 12,00,000 | 10% |
| Rs. 12,00,001 to Rs. 16,00,000 | 15% |
| Rs. 16,00,001 to Rs. 20,00,000 | 20% |
| Rs. 20,00,001 to Rs. 24,00,000 | 25% |
| Above Rs. 24,00,000 | 30% |
Old regime for FY 2025-26 / AY 2026-27
| Income slab | Rate |
|---|---|
| Up to Rs. 2,50,000 | Nil |
| Rs. 2,50,001 to Rs. 5,00,000 | 5% |
| Rs. 5,00,001 to Rs. 10,00,000 | 20% |
| Above Rs. 10,00,000 | 30% |
Rebate, standard deduction, surcharge, cess, marginal relief, special-rate income, and deduction eligibility should be evaluated separately.
Which regime may suit an individual assessee?
| Fictitious example | Profile | Likely better fit | Why |
|---|---|---|---|
| Example A | Salary Rs. 10 lakh, few deductions | New regime | Lower slab rates and limited deduction requirement generally make compliance simpler. |
| Example B | Salary Rs. 14 lakh, home loan interest, 80C, NPS, medical insurance | Compare both | Old regime may become beneficial if eligible deductions and exemptions are substantial. |
| Example C | Consultant with business income and low personal deductions | New regime, subject to Form 10-IEA rules | Business/profession taxpayers have stricter regime-switching rules, so the choice needs planning. |
| Example D | Retired person below 60 with interest income and no housing deduction | New regime often worth checking first | Where deductions are limited, the default new regime may produce a cleaner result. |
These are illustrative scenarios only. A final choice should be made after computing both regimes using actual income, deductions, exemptions, losses, special-rate income, and residential status.
Tip:
Bookmark this section for quick access to official portals, but verify the latest notification or circular before filing.
More resources
New client pages now available on this website.
Individual capital gains tax guide
Useful points on equity, mutual funds, property, documents, exemptions, and return filing checks.
Open capital gains pagePublish your own updates
Add tax notes, audit insights, compliance alerts, or client information directly from the articles page.
Open articles pageQuestions
Before you contact the firm.
Can the firm support both individuals and businesses?
Yes. The practice supports individuals, professionals, proprietors, partnership firms, LLPs, and companies across tax, GST, accounting, audit, and advisory work.
Can I reach the firm on WhatsApp?
Yes. Use the WhatsApp button on this page to share your requirement, documents, and preferred time for a discussion.
Does the firm handle notices and assessment matters?
Yes. The firm can review the notice, understand the facts, prepare the response, and support representation or follow-up where required.
Contact
Speak with the firm about your tax, audit, or compliance requirement.
Share a few details and the firm will respond with the next step, expected documents, and a practical way forward.
+91 91757 77046 WhatsApp: +91 99755 83475 hozefa@cahzgassociates.co.in cahzgassociates.co.in NIBM Road, Kondhwa, Pune - 411048